Educational comparison service · Not a lenderHow we may be compensated

Private student-loan comparison

Compare the whole loan—not only the headline rate.

Use public provider profiles to narrow the field. Personalized pricing and credit decisions remain with the authorized lender or marketplace.

Start here: complete the FAFSA and review grants, scholarships, school aid, savings, and available federal loans before considering private financing.
Product
Marketplace

Credible

Marketplace

Compare estimated offers from multiple participating lenders in one flow.

UndergraduateGraduateRefinance
  • Multi-lender results
  • Soft-credit rate check
  • Side-by-side terms
Profile focus

Borrowers who want a marketplace comparison before choosing a lender.

Public partner program availableVisit provider
Direct provider

College Ave

A broad education-loan lineup with several in-school and repayment paths.

UndergraduateGraduateParentCareerRefinance
  • Soft-credit prequalification
  • Multiple repayment structures
  • Partner program
Profile focus

Families comparing a wide product set from one private provider.

Public partner program availableVisit provider
Direct provider

Sallie Mae

A broad private education-loan lineup across undergraduate, graduate, career, parent, and specialty programs.

UndergraduateGraduateParentCareer
  • Multiple in-school payment choices
  • Parent and cosigner paths
  • Specialty graduate products
Profile focus

Families comparing a large direct provider with loan options across several education stages.

Independent research profileVisit provider
Marketplace

LendKey

Marketplace

Private student loans and refinancing offered through a network of participating community lenders.

UndergraduateGraduateRefinance
  • Community-lender network
  • In-school payment choices
  • Private loans and refinancing
Profile focus

Borrowers interested in comparing a community-bank or credit-union lending network.

Independent research profileVisit provider
Direct provider

Ascent

College-loan paths that include cosigned and select non-cosigned options.

UndergraduateGraduateCareer
  • Cosigned options
  • Select no-cosigner paths
  • Multiple school programs
Profile focus

Students who need to explore both cosigned and independent eligibility paths.

Independent research profileVisit provider
Direct provider

SoFi

Private education lending and refinancing within a broader member platform.

UndergraduateGraduateParentRefinance
  • Soft-credit rate check
  • Member benefits
  • Specialty graduate products
Profile focus

Borrowers who value a digital lender experience and broader member benefits.

Independent research profileVisit provider
Direct provider

Earnest

Private student loans and refinancing with customizable repayment choices.

UndergraduateGraduateRefinance
  • Digital application
  • Flexible repayment choices
  • Rate check
Profile focus

Borrowers who want to compare payment structure as closely as headline rate.

Independent research profileVisit provider
Direct provider

Citizens

Bank-issued private loans across undergraduate, graduate, and parent needs.

UndergraduateGraduateParentRefinance
  • Bank-issued loan
  • Multi-year approval pathway
  • Loyalty discount may apply
Profile focus

Families comparing a traditional bank relationship and repeat-year process.

Independent research profileVisit provider

Profiles summarize public provider information and are not personalized offers. College Loan Finder does not currently rank these providers by compensation. Verify current eligibility, APR, terms, and disclosures on the provider’s site.

What this comparison does—and does not do

Independent profile layer

Public product information is organized into the same comparison categories for each provider.

Tracked handoff

Outbound visits receive an internal click ID so an approved partner postback can later reconcile conversions.

No hidden application

College Loan Finder does not collect an SSN, income, bank account, or school certification in this comparison.