Federal aid first
Calculate the smallest responsible funding gap.
Start with an actual aid offer when possible. Connect a CampusWorth college, subtract nonprivate resources, and project the gap across the years remaining.
Annual resources
Modeled funding gap
$0
Estimated private or alternative funding gap across the selected years.
Annual gap$0
Illustrative payment$0
Payment contextAdd a school to compare
Payment illustration uses 8% APR and a 10-year term solely to reveal scale. It is not a quoted rate or credit offer.
Use the result as a question, not a borrowing target.
Ask the financial-aid office whether grants can be appealed, aid renews, costs will rise, and federal eligibility changes across years. A lower-cost plan may be safer than financing the entire modeled gap.