Loan program / direct providerNo compensation relationship
Ascent student-loan research profile
Cosigned and select non-cosigned education-loan paths across several school and program types. This profile organizes public information; it does not quote a rate, predict eligibility, or recommend a universal winner.
Verified September 11, 20263 official sourcesTerms can change
Evidence ledger
Public terms, normalized.
“Not disclosed” means we did not find a clear statement in the reviewed primary source. It never means zero or unavailable.
| Field | What the reviewed source says | Evidence |
|---|---|---|
| Provider model | Loan program / direct provider | International and product terms → |
| Published product types | Undergraduate, Graduate, Parent, Career, Professional, International, Non Cosigned | International and product terms → |
| Rate types | Fixed and Variable | International and product terms → |
| Published repayment terms | 5, 7, 10, 12, or 15 years; some program terms differ | International and product terms → |
| Fees | Public college-loan materials state no fees and no prepayment penalty. | International and product terms → |
| Cosigner release | Published path after 12 consecutive full principal-and-interest payments, graduation, and eligibility review; restrictions apply. | Cosigner release → |
| Independent borrowing | Published credit-based and outcomes-based non-cosigned paths, subject to program and borrower eligibility. | International and product terms → |
| International borrowers | Published international-student path with a U.S. citizen or permanent-resident cosigner. | International and product terms → |
| Soft rate check | Published as available; a completed application may have a different credit-inquiry step. | International and product terms → |
| Hardship support | Temporary-hardship periods may be available, subject to discretion and lifetime limits. | Hardship assistance → |
| Loan limits | Product-dependent. Published non-cosigned paths have different minimums and maximums. | International and product terms → |
What requires live verification
Current APR, personalized offers, approval, school and state availability, discounts, and final product eligibility must be confirmed directly with Ascent. College Loan Finder has no compensation relationship with this provider as of September 11, 2026.
Primary sources
Sources were checked during the September 11, 2026 review. Provider terms and federal rules can change.