Community-lender networkNo compensation relationship
LendKey student-loan research profile
Private loans and refinancing delivered through participating community banks and credit unions. This profile organizes public information; it does not quote a rate, predict eligibility, or recommend a universal winner.
Verified September 11, 20261 official sourceTerms can change
Evidence ledger
Public terms, normalized.
“Not disclosed” means we did not find a clear statement in the reviewed primary source. It never means zero or unavailable.
| Field | What the reviewed source says | Evidence |
|---|---|---|
| Provider model | Community-lender network | 2026–27 program guide → |
| Published product types | Undergraduate, Graduate, Refinance | 2026–27 program guide → |
| Rate types | Fixed and Variable | 2026–27 program guide → |
| Published repayment terms | 5, 10 years | 2026–27 program guide → |
| Fees | No origination fee in the cited program guide; other fees may depend on the originating network lender. | 2026–27 program guide → |
| Cosigner release | Published path after 24 consecutive full on-time principal-and-interest payments and credit review. | 2026–27 program guide → |
| Independent borrowing | Possible, though eligibility depends on the originating lender and many borrowers use a cosigner. | 2026–27 program guide → |
| International borrowers | Cited program guide requires U.S. citizenship or permanent residency. | 2026–27 program guide → |
| Soft rate check | Not clearly disclosed in the reviewed source. | 2026–27 program guide → |
| Hardship support | Forbearance and deferment references exist, but availability and details may vary by network lender. | 2026–27 program guide → |
| Loan limits | $1,000 minimum; up to certified need, subject to published aggregate limits and network-lender terms. | 2026–27 program guide → |
What requires live verification
Current APR, personalized offers, approval, school and state availability, discounts, and final product eligibility must be confirmed directly with LendKey. College Loan Finder has no compensation relationship with this provider as of September 11, 2026.
Primary sources
Sources were checked during the September 11, 2026 review. Provider terms and federal rules can change.