Nonprofit lenderNo compensation relationship
RISLA student-loan research profile
Nonprofit education lender with fixed-rate private loans, refinancing, and published borrower-assistance features. This profile organizes public information; it does not quote a rate, predict eligibility, or recommend a universal winner.
Verified September 11, 20261 official sourceTerms can change
Evidence ledger
Public terms, normalized.
“Not disclosed” means we did not find a clear statement in the reviewed primary source. It never means zero or unavailable.
| Field | What the reviewed source says | Evidence |
|---|---|---|
| Provider model | Nonprofit lender | Student loans and disclosures → |
| Published product types | Undergraduate, Graduate, Parent, Refinance | Student loans and disclosures → |
| Rate types | Fixed | Student loans and disclosures → |
| Published repayment terms | 5-year immediate, 10-year immediate, 15-year deferred, or 15-year interest-only paths | Student loans and disclosures → |
| Fees | Published materials state no application, origination, or late fees and no prepayment penalty. | Student loans and disclosures → |
| Cosigner release | Published path after 24 consecutive on-time payments and underwriting approval. | Student loans and disclosures → |
| Independent borrowing | Possible if the borrower independently qualifies. | Student loans and disclosures → |
| International borrowers | Published requirements call for U.S. citizenship or nonconditional permanent residency. | Student loans and disclosures → |
| Soft rate check | Conditional or incompletely standardized; verify the exact application step. | Student loans and disclosures → |
| Hardship support | Published unemployment, disability, and financial-hardship forbearance paths; rules depend on loan origination date. | Student loans and disclosures → |
| Loan limits | $1,500 minimum; annual maximum is certified need, with published individual and family aggregate caps. | Student loans and disclosures → |
What requires live verification
Current APR, personalized offers, approval, school and state availability, discounts, and final product eligibility must be confirmed directly with RISLA. College Loan Finder has no compensation relationship with this provider as of September 11, 2026.
Primary sources
Sources were checked during the September 11, 2026 review. Provider terms and federal rules can change.