Direct lenderNo compensation relationship
Sallie Mae student-loan research profile
Large private education-loan lineup spanning undergraduate, graduate, parent, career, and specialty programs. This profile organizes public information; it does not quote a rate, predict eligibility, or recommend a universal winner.
Verified September 11, 20263 official sourcesTerms can change
Evidence ledger
Public terms, normalized.
“Not disclosed” means we did not find a clear statement in the reviewed primary source. It never means zero or unavailable.
| Field | What the reviewed source says | Evidence |
|---|---|---|
| Provider model | Direct lender | Private-loan terms → |
| Published product types | Undergraduate, Career, Graduate, Parent, Professional | Private-loan terms → |
| Rate types | Fixed and Variable | Private-loan terms → |
| Published repayment terms | Generally 10–15 years; availability varies by product and amount | Private-loan terms → |
| Fees | No application or origination fee and no prepayment penalty; late fees may apply. | Private-loan terms → |
| Cosigner release | Published path after graduation, 12 on-time principal-and-interest payments, and credit review. | Private-loan terms → |
| Independent borrowing | Possible if the borrower independently meets underwriting requirements. | Private-loan terms → |
| International borrowers | Published path for eligible students residing and attending in the U.S. with a U.S. citizen or permanent-resident cosigner. | Private-loan terms → |
| Soft rate check | Not clearly disclosed in the reviewed source. | Private-loan terms → |
| Hardship support | Deferment and payment-difficulty options may be available; approval and conditions vary. | Special-circumstance assistance → |
| Loan limits | $1,000 minimum; up to school-certified cost of attendance minus other aid. Channel maximums may differ. | Private-loan terms → |
What requires live verification
Current APR, personalized offers, approval, school and state availability, discounts, and final product eligibility must be confirmed directly with Sallie Mae. College Loan Finder has no compensation relationship with this provider as of September 11, 2026.
Primary sources
Sources were checked during the September 11, 2026 review. Provider terms and federal rules can change.